I have been out buying seeds, and pots, and today we stopped at Phillips Feeds and bought some chicken grit to put on the top of the pots to keep the seedlings from damping off and to improve drainage. Carol always does it so I'm giving it a try!
I am also going to try starting seeds in mini greenhouses made of milk cartons with drainage holes drilled in them, like Garden Designs here: http://www.gardendesign.com//seed-sowing-snow?pnid=122085. It is a *bit* late but I'm going to give it a go. The author's in zone 5 as well, so I have high hopes of success.
Veseys had some nice UK-made seed starter trays so I bought some of those, now I'm all set. As soon as I have a day at home I'll get started.